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Watermark Bank

Personal Checking & Savings

Proper planning and preparation are necessary to reach your financial goals. At Watermark Bank, we offer several individual deposit account options to manage your money and save for the future. Your Watermark Advisor will recommend the best package to maximize convenience and earning potential.
 

Greater Options to Grow Your Money

 Convenience and control are crucial to securely managing your finances. At no additional cost, all Watermark individual deposit accounts include:
 
  • Online and Mobile Banking
  • Mobile Deposit
  • eStatements 
 

Personal Checking

  • $200 minimum opening balance
  • Avoid the $6 monthly service charge by maintaining a minimum daily ledger balance of $500
  • Unlimited transactions
  • Free Online Bill Pay
  • Monthly paper statements available for $5

Interest Checking

  • $200 minimum opening balance
  • Avoid the $10 monthly service charge by maintaining a minimum daily ledger balance of $1,000
  • Receive interest on your deposits
  • Unlimited transactions
  • Free Online Bill Pay
  • Monthly paper statements available for $5 
 

Personal Savings

  • $200 minimum opening balance
  • Avoid the $5 monthly service charge by maintaining a minimum daily ledger balance of $1,000
  • Receive interest on your deposits
  • Up to 6 debit transactions per month included. An item fee of $15 will be charged for each additional withdrawal.
  • Monthly paper statements available for $5
 

Personal Money Market

  • $200 minimum opening balance
  • Avoid the $10 monthly service charge by maintaining a minimum daily ledger balance of $2,500
  • Receive interest on your deposits
  • Up to 6 debit transactions per month included. An item fee of $15 will be charged for each additional withdrawal.
  • Up to 25 deposit items per month included. An item fee of $0.35 will be charged for each additional deposited item.
  • Free Online Bill Pay
  • Monthly paper statements available for $5
 

Youth Savings* 

  • $10 minimum opening balance
  • No monthly service charge
  • Receive interest on your deposits
  • Up to 6 debit transactions per month included. An item fee of $15 will be charged for each additional withdrawal.
  • Quarterly paper statements or eStatements 
*Limit of one account per child.  Must be under the age of 18 to qualify.
 
 

Certificates of Deposit (CDs)

Watermark Bank offers competitive rates and a variety of term options. Please contact a Watermark Advisor for interest rate and term information.
 
 

For complete information about our product offerings, please contact us for our Truth in Savings disclosure.
 
CLICK HERE FOR INFORMATION ABOUT OUR CUSTOMER IDENTIFICATION PROGRAM (CIP).